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Topic on-line applications effecting report
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By blkjack
On 01/08/01
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I am trying to find out if applying to numerous cards on-line will have a negative effect on my credit report. I know it's the case in the real world, but I just don't know if they even actually check your credit in these 30 second approvals because you can decline the card if they approve you. Thanks for any help.
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By The_Insider
On 01/08/01
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You should work under the assumption that your credit report is being pulled when you apply for credit. So, yes, too many inquiries in a short period of time will have a negative impact on your score. Online is the real world too. :)
The_Insider
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your questions are answered by the gromco team and card users like you
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