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By malaga
On 11/15/05
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Hi
What is better for my credit, pay on full on time or pay a half and the other month pay the rest. I allways pay on time in full but someone told me that it's better for my credit do not pay in full, it's true?
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By gromco
On 11/17/05
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No, not really. Your credit report only shows whether or not you're paying on time, without mentioning the amount you pay.
It is true that credit card holders who pay the full amount are less profitable for the bank (because you don't pay any interest), but your doing so is perfectly in line with the terms of your card, so you're fine.
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your questions are answered by the gromco team and card users like you
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