- Discussion board

hi, well im new here and new to the reall word if u wanna put it that way. lol im 16 and im working. i have an atm card (only withdraw money) and i totaly think it sucks. when i buy something and i dont have enough cash (dont want to carry around a lot of cash) i have to run to the atm, i can NEVER find one for my bank and i end up paying like 5 bucks EXTRA (addes up FAST)

so im thinking about getting a credit card with a small limit, just buying things and paying it off full every month ( no intrest, i suppose ill keep a little on for credit wise) im trying to apply online, but i dont see an option where i can co sign. my brother who co signed when he was my age said try capital one, they should have an option, but they dont. atleast i dont see one. any one have any idea how i can co sign to a credit card online? also any one kno any credit cards that offer good apr towards ppl under 18? thanks!