Topic NO credit history in USA, have in India
Hi I do not have credit history in usa, but i have lots of credit cards in India, will that help to apply for US credit card?
I do have SSN, a checking account with Bank of America
Tx
Sujayendra
Sujayendra,
Unfortunately, your Indian credit history is not transferrable. You may want to ask BofA for "overdraft protection" on your checking account (if they offer it) as a first step in establishing your credit history in the U.S. Alternatively, consider applying for a secured card, but make sure you understand all the fees.
Best of luck!
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