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Topic NO credit history in USA, have in India
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by sujayendrac On 01/16/2004
Hi I do not have credit history in usa, but i have lots of credit cards in India, will that help to apply for US credit card?

I do have SSN, a checking account with Bank of America

Tx
Sujayendra
by CreditCardMenu.com On 01/16/2004
Sujayendra,

Unfortunately, your Indian credit history is not transferrable. You may want to ask BofA for "overdraft protection" on your checking account (if they offer it) as a first step in establishing your credit history in the U.S. Alternatively, consider applying for a secured card, but make sure you understand all the fees.

Best of luck!
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