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By Bitus
On 01/14/04
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Hi,
if i get a credit card and start buying things, but allways pay them in time, do i have to pay anything? I'm a student, so i would go for the Chase Platinum for Students or the Discovery for Students.
The information in there is too much for me :]
Thank you,
Bitus.
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By gromco
On 01/26/04
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Bitus,
If the card doesn't have an annual fee (neither of the 2 cards you mentioned has it), you won't pay anything. To simplify, banks make money when you decide to pay off some of your purchases over time (chances are, at some point in the future you will do that). If, however, you pay your balance in full every month, you won't incur any additional fees.
Good luck!
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your questions are answered by the gromco team and card users like you
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