Hi, I would like a card with no annual fee, the lowest possible %rate and points that can be accumulated & transferred for travel. I am a Qantas Frequent Flyer Member & my current card I can transfer reward points to QFF card. I looked at Virgin but they only offer discounts with certain businesses. I would like a card that I can use for everyday expenses, shopping, utility accounts, business transactions etc. Your earliest response would be most appreciated.
Thank you
Deb