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Topic international student in U.S.
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By mingman
On 03/25/03
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Hi,
I want to get a credit card but no one will give me one .I keep getting denied because I have "insufficient credit history on file."I have no credit history but I do have a US social security number, as I have work on college campus.I own a car and i have pay for the telephone and insurance bill every month.
Do you have any suggestion any card i can apply?
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By gromco
On 04/01/03
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First of all, you should not apply for cards you can not get (which is to say most cards) - that will only damage your record.
Student cards are one option, the other being store cards or gas cards (handy if you drive a car). The latter are typically easier to get and they will establish your credit history. If your bank offers overdraft protection which is reported as a credit line, you might want to get that too.
As a last resort, you may try getting a secured
card - just make sure you understand what it is.
Good luck!
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By akumb
On 06/03/03
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Hey,
I have been an international student myself. To start with it is very hard to get credit cards. But once you get one, the rest will follow suit. I started with ATT Universal Mastercard and American Express Optima and then the rest just came by. As long as you have a social you have a chance to apply.
I am sure you will get one.
Good Luck!
akumb
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your questions are answered by the gromco team and card users like you
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