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Topic Non-US-citizen with SSN but no history
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By dutchdude
On 02/21/03
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I am a Dutch citizen, currently residing in the Netherlands. I have no credit history but I do have a US social security number, as I have worked in the US some time ago.
I have a checking account with Bank of America.
I want a US credit card, as I regularly rent a car in the US and want to save on insurance.
I tried applying for a credit card online with Bank of America using the US address of a very close friend of mine. I had to lie about being a permanent resident to have the application even go through. I got denied as I have no credit history.
What to do?
I don't care what kind of APR the card has as I'm not planning to put anything on it. I just want to use it when renting a car and paying in cash when I return the car.
Anyone got a good idea?
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By another guy
On 02/28/03
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Consider getting a secured card like Orchard bank's Secured. It will cost you a little bit per year, but you will establish a credit history and also you'll be eligible for an upgrade after 6-12 months.
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your questions are answered by the gromco team and card users like you
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