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I am stuck with high interest rate cards. I would like to transfer these balances to a low interest rate card or cards. However, I am not sure if my credit will allow this. What do I do? I am not sure if debt consolidation is the only choice for me or not, and I don't know how that will affect my credit later. I would like to have my credit in position to purchase a house. please let me know the best solution to this problem.
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