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| Topic no credit history |
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i am an internation student i an doing my graduate course. i would like to know if i can apply for any credit cards without any credit history, and if so which one do i apply for...please help..me i am badly need of credit cards | |
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Do you have a social security number? Hopefully the answer is yes. | |
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I've got one for you. I've been stable and employed for two years, I'm 30 years old, and applying to graduate school for the fall. Before that, I traveled extensively, held few permanent addresses, and owe a shitty hospital in Montana $300 from 6 years ago. I'd rather not pay them, but I could, other than that I have no negative credit, just empty spaces. I'm ready to grow up now, so I need some debt. What do you reccomend? | |
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I would recommend that you check your credit report to make sure the hospital charge is the only negative mark. If this happened 6 years ago, it should be removed from your report in a year. Also, you could talk to the hospital and see if they would agree to remove the item from your credit report in exchange for payment. Have you applied for any credit cards? If you clear this up now you may be in a good position to apply for a card because you now have a stable job etc.. If you wait until next year this charge will be cleared off your report and you may be able to get a student | |
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Try providian...They issue you credit cards with no credit history or bad credit history. | |
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do you have their website. | |
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Providian's card is linked from this site (the product name is "Aria") | |
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i disagree - they have counter-offer cards so if you're not approved for the best one you are still likely to be approved for Visa Portrait or the next one down.. question is what APR you're willing to pay after intro APR expires | |
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another_guy has a good point. Capital One does specialize in people with imperfect credit. | |
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and you know something The First Premier Bank give credit cards | |
| your questions are answered by the gromco team and card users like you |
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