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by concernedgrlfr On 03/10/2002

my boyfriend is 24 and can't get a credit card. he's applied to all the possible cards offered online and all of them have rejected him based on "INSUFFICIENT CREDIT HISTORY"

by colin On 03/10/2002

First of all he should stop applying for all the credit cards out there. Applying for alot of cards in a short time hurts your credit rating. Next he should take a look at his credit report. He can get it for free if he has been rejected recently.

1. Establish a checking and savings account
2. Ask for an overdraft credit line on the checking account, many times this is shown on your credit report
3. Apply for a store card from a retailer (make sure they report to the credit bureau(s)
4. 4-6 months from now take a look at Orchard bank credit cards in the browse section @ http://www.creditcardmenu.com

Good Luck.

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