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Topic want to start getting credit line
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By le7k
On 01/16/02
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I dont have any credit cards yet but would like to build a good credit line. How do I go about doing that?
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By colin
On 01/30/02
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I need a little more info to answer this question.
Are you a full time student? Do you have a stable job? Are you 18+?
Thanks,
colin
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By le7k
On 01/30/02
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I work full time, am 19 years old and am a part time student in college.
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By colin
On 01/30/02
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This is a good time to start building a credit history. The Discover Student card and many others require you to be a full time student, however the Capital One student card appears to not have this limitation. Check it out in the browse section of this site. Also, remember once you have a credit card.
- Always pay the bill on time
&
- Make sure you can afford what your purchasing
Let me know how you make out.
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By le7k
On 01/30/02
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I applied, I got denied. I have no history at all so they don't accept me....this is my problem.
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By colin
On 01/30/02
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You can also establish credit by getting a store credit card and asking your bank to establish an overdraft credit line on your checking account. Make sure that both report to the credit bureau(s)
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By Rajan Babu
On 02/20/02
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I have ATM Card with VISA provided from Fleet
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By Rajan Babu
On 02/20/02
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So let me know What i do
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By Rajan Babu
On 02/20/02
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i aply on line 2 or 3 time but no body reply me
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By Rajan Babu
On 02/20/02
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I always pay my bill in time
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By Rajan Babu
On 02/20/02
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Ihave fulltime work i born in 1956 iam not a student my company apply my labour cerification for green card
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By Rajan Babu
On 02/20/02
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I dont have any credit card and i dont have stil ssn no. I have ITIN no I work in resaurant as a Indian chef. I have my phone line is it posible i get credit card. Company provide me house my annual income is 24000 i have checking account in fleet
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By colin
On 02/21/02
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You need a Social Security Number to apply for a credit card issued by a US card issuer. Once you have a SSN, you may want to try and obtain your first credit card through FLeet since you have a banking history with them.
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By Battle Student
On 03/08/02
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Hi I'm a international student. I would like to apply for a credit card. "No credit history" is my problem as well. I have tried several stores - no luck so far. Do you have any suggestions? Do you know of any stores that do not require any history or a reference. Other questions ... how can I establish an overdraft on my ckecking account?
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By another guy
On 03/08/02
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you just need to talk to a representative at the bank where you have your checking account. some banks may not have his service, but most do. just ask about their "overdraft protection line".
P.S. it may cost you something like $10-$15 per year for this service
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By donnie
On 03/19/02
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Actual Colin with this individuals Resident visa card # it is possible to apply and be excepted for a discover card, Most resident aliens will not have a ssn but if you sub the resident alien # with the ssn it will work about the same way and eliminate the problem of no ssn
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By gromco
On 03/21/02
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What is a "resident alien" # ??? Does it have anything to do with a green card?
Usually, "green card" is MUCH more difficult to obtain than a Social Security Number. Did you possibly mean "Tax ID"?
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By donnie
On 03/23/02
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yes it is the # on a green card, also could use a tax id # hadn't thought of that
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your questions are answered by the gromco team and card users like you
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