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Topic No card for internationals!! Go to previous topic Go to next topic Go to higher level

By Sam On 12/10/01  

I have applied to alot of credit card companies, but everyone seems to reject my application. Are'nt there any credit cards for international students? If so, Which ones? Please help, i desperately want one.



By colin On 12/11/01  

Below is advice from another post. I want to add, if you apply and are declined for a number of cards, your chances of being accepted go down.

1) You need a social security number. This is what your credit history will be tied to.

2) Go to your local bank (where you have your checking/savings account) and try to apply for a "line of credit". Make sure they report it to the credit agencies.

3) You might want to apply for a store card or a gasoline cards. Those also typically report to one of the biggest 3 agencies.
4) Wait 3-5 months

5) Apply for a real credit card - since you are going to be paying it off, don't worry about APR, as long as it is not secured and there is no annual fee, you'll be fine.



By another guy On 12/17/01  

actually, it was my post you are quoting, Colin.

i felt i could chime in here and add that your chances are better when you apply for a student card, even if you are an international student. items 1) and 2) still apply, though



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