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By talbright
On 10/22/01
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My husband and I filed Bankruptcy 2 yrs ago. We have since then gotten 4 credit cards ( mc & visa) through Providian. We are in desperate need to find one credit card to transfer all 4 balances($13,000.00) too for one payment with a lower intrest rate. Is there a card out there for us?? Is there any other solution for us to get them paid off and have less to pay each month, without doing a credit program?
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By colin
On 10/25/01
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You should speak with a few loan officer's at local banks to see if a debt consolidation loan is the right answer. My feeling is that you would be in better shape if you paid of your balances on the cards with a debt consolidation loan, and keep 1 credit card for convenience. In the meantime make sure you pay at least the minimum on your cards by the due date, to keep repairing your credit history.
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your questions are answered by the gromco team and card users like you
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