HI!
I have no credit history. I dont need the credit cards for spending money; just to build credit history. I have browsed and seen that the types of cards I can get charge min.18% APR. How can I build the credit without paying the interest?

Thanks!

If you do not carry a balance on your credit card from month to month (i.e. you pay the bill in full each month), you will not be charged any interest. Since you believe that you have a limited credit history, you may want to apply for a card with an interest rate customized to your credit history. Look in the browse section of Creditcardmenu.com at Nextcard Visa and the Getsmart Visa. Good Luck!