I am looking for a credit card, or even a couple of credit cards that will allow people with bad credit or no credit to receive. Unsecured cards are best, and $1000.00 credit limit would be great. Any suggestions other than Nextcard and Getsmart.com?

Try Direct Merchants Bank. You can apply online and get a response in seconds. They have a variety of cards. I have the rate rewards card, which lowers your apr 1 point every 6 months if you make 6 consecutive on time payments.

How do I get to Direct Merchants Bank? debbie1342

click on the 'browse' icon and look for their products

Where is web address.

I TOO AM HAVING A PROBLEM, I HAVE APPLIED FOR SO MANY CREDIT CARDS THAT MY MIND IS GOING CRAZY IN FRONT OF THE COMPUTER. I HAVE HAD BAD CREDIT DUE TO A MARRIAGE,( I,VE BEEN SEPERATED FOR 4 YEARS NOW), I HAVE AGREAT JOB THAT PAYS GOOD, $1500 A WEEK AFTER TAXES.CAN I GET A UNSECURED CREDIT CARD
WITHOUT PAYING A HUGE UPFRONT FEE AND MAYBE ONE OR TWO DEPARTMENT STORE CREDIT CARDS AND IF SO, WHERE AND WHOM WITH? THANK YOU.

None of my business of course, but if you make $6 K per month AFTER taxes, why are you worried about any card fees? If I were making as much as you do, I wouldn't even bother reading the fine print :)

Forgive me if my comment is inappropriate.

P.S. I also think Direct Merchants could be a good choice. Or even First Premier.

Lance,

Did you know that you can legally restore your credit? That may be a start while you build new credit. Also, I know of some companies who can get you started on some credit cards. Let me know if I can be of assistance.