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Topic Credit Cards for people with bad credit
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by CTKAndrews On 07/19/2001
I am looking for a credit card, or even a couple of credit cards that will allow people with bad credit or no credit to receive. Unsecured cards are best, and $1000.00 credit limit would be great. Any suggestions other than Nextcard and Getsmart.com?
by matty61184 On 07/19/2001
Try Direct Merchants Bank. You can apply online and get a response in seconds. They have a variety of cards. I have the rate rewards card, which lowers your apr 1 point every 6 months if you make 6 consecutive on time payments.
by debbie1342 On 07/19/2001
How do I get to Direct Merchants Bank? debbie1342
by another guy On 07/19/2001
click on the 'browse' icon and look for their products
by LANCE On 07/19/2001
I TOO AM HAVING A PROBLEM, I HAVE APPLIED FOR SO MANY CREDIT CARDS THAT MY MIND IS GOING CRAZY IN FRONT OF THE COMPUTER. I HAVE HAD BAD CREDIT DUE TO A MARRIAGE,( I,VE BEEN SEPERATED FOR 4 YEARS NOW), I HAVE AGREAT JOB THAT PAYS GOOD, $1500 A WEEK AFTER TAXES.CAN I GET A UNSECURED CREDIT CARD
WITHOUT PAYING A HUGE UPFRONT FEE AND MAYBE ONE OR TWO DEPARTMENT STORE CREDIT CARDS AND IF SO, WHERE AND WHOM WITH? THANK YOU.
by another guy On 07/19/2001
None of my business of course, but if you make $6 K per month AFTER taxes, why are you worried about any card fees? If I were making as much as you do, I wouldn't even bother reading the fine print :)

Forgive me if my comment is inappropriate.

P.S. I also think Direct Merchants could be a good choice. Or even First Premier.
by louisiana On 07/19/2001
Where is web address.
by creditexpert On 07/19/2001
Lance,

Did you know that you can legally restore your credit? That may be a start while you build new credit. Also, I know of some companies who can get you started on some credit cards. Let me know if I can be of assistance.
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