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Topic Is there any way I can get a card now?
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By Nightwing184
On 07/16/01
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Basically, I screwed up my credit report through college, and haven't been able to keep up with payments. Im starting a job right now that pays me 29,000 dollars a year. Unfortunately, its in Japan. I have already started a schedule to pay my cards back, where the total debt is about 2900 dollars. I should be done paying it by December. I would like a safety net in Japan though. Is there anyway I can get a card with my history, or should I wait til December.
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By colin
On 07/16/01
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What does it say on your credit report about the $2900? If you have negative information on your credit report that the issuer agrees to remove once you pay off the $2900 in December, it may make sense to wait. When you do apply for a credit card you may want to look at cards with customized terms, such as Nextcard, Capital One or Getsmart. They all fit the terms to match your creditworthiness. Check out the browse section of this site.
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your questions are answered by the gromco team and card users like you
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