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Here is the description for the REI program:
*You'll receive a 1% rebate on all non-REI purchases. This 1% rebate will combine with your annual Patronage Refund, to give you more REI gear.
*Patronage Refund—Each year, a patronage refund based on the total amount of your regular-price REI purchases is paid back to you in the form of a dividend. This includes purchases from REI.com, REI mail order and REI stores. The percentage you receive is based on REI's profits. Our goal is to return to you 10% of your eligible purchases each year.
Hope this helps!
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