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Topic how do you ruin your credit
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By md
On 03/11/01
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I am a student and had a credit card about two years ago which took me a long time to pay off. Since then, the only bills I have had to pay are my phone and electric bill which I always pay on time. I also have a checking accout. Will I have a problem getting a credit card? Which is a good one to apply for?
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By The_Insider
On 03/11/01
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Hi md!
Sounds like you're on the right track. Try going to the browse section of this site and apply for one of the student cards. I like Amex Blue for students.
Whichever card you choose, just remember to always make your payments on time to establish good credit. :)
The_Insider
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By md
On 03/11/01
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I am employed as well. Is it better to say you are a student or employed?
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By The_Insider
On 03/12/01
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If you are a student, it's better to say you are a student. They won't expect you to have as much income or stability as a nonstudent and the approval process may be easier for you.
The_Insider
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your questions are answered by the gromco team and card users like you
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